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Scholars have established specific conditions or requirements for Zakat to be incumbent on the individual. Some of these conditions are related to the person that pays the Zakat and others to the property itself.
Islam

Zakah is only incumbent on Muslims. This is because it is one of the pillars of Islam. Allah says, “Take from their wealth a sadaqah in order to purify them and sanctify them with it, and invoke Allah for them. Verily! Your invocations are a source of security for them.” [9:103]

Zakaat – a Means for Financial Purification

‘Truly, to a happy state shall attain the believers, who humble themselves in their prayer, and who turn way from all that is frivolous, and who fulfil their Zakah duty.’ (Quran 23:1-4)

In reference to Zakah and other types of charity, Allah says in the Qur’an: “Take a portion of their wealth as charity, so that you may cleanse and purify them thereby; and pray for them; for your prayers are a source of comfort for them.

Zakaat – Spiritual Growth and Purification

Linguistically, the word Zakah means purity and growth. Allah says, “Take from their wealth a sadaqah, in order to purify them and sanctify them (with it).” As an Islamic term, zakah is an, ordained right to specific wealth from a specific group at a specific time to achieve Allah’s pleasure and to purify the self, wealth and the society as a whole’.

Holdings Subject to Zakaat

Gold and Silver

In the past, paper currency was not known, and people used to barter using commodities. This is a completely impractical and ineffective method in large communities. People graduated in their types of transactions until they had settled on using gold and silver. When Allah sent His Messenger, people were dealing with gold as dinars and silver as dirhams.

These moneys came to them from neighboring nations, and it is not known whether they had their own coins prior to this.

How should I Calculate Zakaat?

The amount of wealth which makes one liable for Zakat is called Nisab. The payment of Zakat is compulsory on the excess wealth which is equal to or exceeds the value of Nisab, and which is possessed for a full Islamic year. If such wealth decreases during the course of the year, and it increases again to the value of Nisab before the end of the year, the Zakat then must be calculated on the full amount that is possessed at the end of the year.

Calculate your zakaat with the easy to use zakaat calculator.

Recipients of Zakaat

Now that we understand zakah, and its various conditions and calculation, we must now learn who it is payable to. Those who are entitled to receive zakah are grouped into eight categories, as determined by the Qur’an and Sunnah. Allah says, “Sadaqat are only for the poor who do not beg and the poor who beg and those employed to collect them, and for attracting the hearts (of those who have been inclined towards Islam), and to free the captives and for those in debt and for Allah’s Cause, and for the wayfarer a due imposed by Allah. And Allah is All-Knower, All-Wise.” [9:60]

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